Retail Insurance

Key products handled


Motor Insurance


Automobile Insurance is a mandatory requirement as per the Motor Vehicles Act 1988 and Motor Vehicle Amendment Act 2019. It provides coverage for any financial loss to the vehicle due to accidental loss or damage, the legal liability towards third parties in event of bodily injury, death, or property damage. It also offers coverage in event of damage due to natural calamities or manmade events.


Our facilitation for an auto insurance policy pertaining to four wheelers, two wheelers, commercial vehicles, etc. is comprehensive and flexible enough to fulfil all your auto insurance needs. Our insurance team has extensive experience in both handling policy issuance and claims settlement while also ensuring that they follow a quick turnaround time. This makes it more practical to get your requirements fulfilled through us.


Talk to us today to start safe guarding your auto insurance needs at an affordable pricing and reliable claims management.

Health Insurance


Health insurance offers insurance coverage that typically pays for medical, surgical, prescription drug and sometimes dental expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury or pay the care provider directly. It is often included in employer benefit packages as a means of enticing quality employees, with premiums partially covered by the employer but often also deducted from employee pay checks. The cost of health insurance premiums is deductible to the payer, and the benefits received are tax-free.


Health insurance provides financial protection in case you have a serious accident or illness. A proper health coverage can help protect you from high, unexpected costs. Also, family is the most important asset that you have, and your family also depends on you for financial support. Therefore, it is important to make sure that you and your family are completely secure to face any emergency.


When a friend, relative, or colleague first introduces you to health insurance, it is very easy to assume that it is an unnecessary expense. But look deeper, and you will see that health policies are one of the best ways to keep your health secured and protect yourself against the rising healthcare costs.

Personal Accident Insurance


We all are exposed to the risks of accidents in our day to day lives. Despite all possible precautions accidents do occur which may result in disablement or loss of limbs or sometimes even death. This policy provides compensation in the event of insured sustaining injuries, solely and directly from an accident caused by violent, visible, and external means, resulting in death or disablement be it temporary or permanent.


With erratic lifestyles and hectic schedules, people are racing against time which can come to a screeching halt in the event of unforeseen circumstances. Today, as we step out on the road, we pretty much carry our heart up our sleeves, quite literally, as the odds of running into a fatal accident are far higher than ever, given the worsening condition of Indian roads.


In this alarming scenario, an individual personal accident insurance is your best bet for financial support. It is highly pocket-friendly and flexible and protects you.

Home Insurance


Ever wondered what would happen if there’s a break-in at your home and all your valuables including your LED TV, diamond set, etc. gets stolen? Re-buying all this stuff could cost you a fortune!


Thankfully, content insurance is there to cover such a loss. So, whether you own a house or stay at a rented one, all your personal property including jewellery, furniture and electrical goods are protected against risks such as fire, theft, flood, etc.


Home Insurance isn’t a luxury; it’s a necessity. And not just because it protects your home and possessions against damage or theft. Virtually all mortgage companies require borrowers to have insurance coverage for the full or fair value of a property (usually the purchase price).


In some cases, homeowner’s insurance is required. For example, if you have a mortgage, your lender is most likely going to require that you have homeowner’s insurance. Before funding your mortgage or refinancing, the mortgage company will typically ask you to provide proof that your home is adequately insured. That’s because the lender wants to be sure its financial investment in your home is protected if it’s by a fire or other certain risks.


In addition to home insurance, other types of insurance may be required by mortgage companies. These different insurance requirements may be based on where your home is located. For example, if your home is in a high-risk flood zone, you may have to avail flood insurance cover.

Travel Insurance


People travel for various reasons today – for studies, for work, or to have a memorable vacation with their friends and family. However, a lot could go wrong on the way. Your passport could be stolen, you may miss a transit flight, and – if the worst comes to the worst – you may be physically injured in a foreign land where you don’t know anyone and medical costs could be high. Such scenarios can be scary; the wise thing to do would be to plan for them well in advance. That’s how the idea of travel insurance came about.


Need for Travel Insurance:

A good comprehensive travel insurance plan can take care of things that can go wrong, leaving you to enjoy your trip, worry-free!


Embarking on overseas travel whether for business or leisure requires extensive preparation to ensure that the journey would be fruitful and safe. Therefore, having travel insurance becomes an essential part of travelling. It not only acts as a safety net against the risk of incurring unforeseen medical expenses but also safeguards against other travel related emergencies that could spoil your trip; for example – losing a passport or checked-in baggage.


Key Reasons to avail travel insurance


  • Mandatory for international travel
  • Prepares you for unforeseen medical expenses
  • Covers personal liability
  • Other travel related emergencies
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